Commercial loans

Access to finance to start or grow your business is one of the biggest challenges you face. We can support you when you need funds as your business expands and enters new territories and markets. We also help you keep pace with the growing demand that may lead to purchasing or updating existing fixed assets.

Key features:

• Granted for financing acquisition of fixed assets or reconstitution of Working Capital;
• Flexible repayment Period of 1 – 3 years;
• Grace period to cover project gestation may / may not be given;
• Equity contribution usually (40 %, variable) is required from the borrower;
• Repayment period depends on cash flows (but does not exceed the life period of the asset financed);
• Asset financed usually forms part of the securities.